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    It is no news that Your internet enabled mobile device gives a good opportunity to transfer money from your smartphone to any bank account in Nigeria.

    Now, you don’t need an internet enabled device to transfer money in Nigeria.

    With USSD code, mobile money transfer service, there is no longer need to go queue up at the banking hall just to deposit small amount of money. It’s fast, convenient and secure.

    Below is a list of the USSD codes for various Nigerian banks to perform banking transactions from your mobile device without using an internet connection:

    >>Guaranty Trust Bank (GTB) USSD Money Transfer Code
    To initiate transfers to a GTBank account, simply dial *737*1*Amount*NUBAN Account No# e.g. *737*1*1000*1234567890# from the mobile number registered with the Bank.
    For transfers to beneficiaries in other Bank’s, customers should simply dial *737*2*Amount*NUBAN Account No# e.g. *737*2*1000*1234567890#. Customers will then require the last four digits of their GTBank Naira MasterCard to authenticate each transaction.

    The *737* Transfer service is only available to GTBank customers via their mobile phone numbers registered with the Bank and has minimum transfer limit of N1,000 and a daily transfer limit of N20,000.

    Your daily limit can be up to N200,000 or more

    >>Fidelity Bank USSD Money Transfer Code
    To transfer money from Fidelity bank account to another bank account, simply dial this *770*NUBAN Account number*Amount#
    Example; if you want to transfer N1000 to someone’s Firstbank account, dial *770*1234567890*1000# from the mobile number registered/linked with your Fidelity Bank account.

    Then select the beneficiary bank Name (First bank).
    Access bank
    First bank
    Diamond bank etc
    Enter your transfer PIN to confirm transfer. The recipient account number will be shown to you before you enter the ypur PIN. This lets you verify that you’re not sending money to a wrong account.

    if you have used haven’t used the service before, you will be requested to create one. You can dial *770#, Enter your NUBAN Account number (Fidelity bank account number), Select a 4-digit PIN for your account.

    If you have two accounts with Fidelity bank, let say current and saving account and you’re using the same phone number for both account, your current account will be debited first before your savings account.

    Transfer per transaction is N10,000. Maximum transfer per day is N20,000

    >>First Bank USSD Money Transfer Code
    First bank USSD code allows you to transfer money, pay bills, withdraw money or make purchases.

    To CARRY out any transaction, simply dial *894# then follow the promptings on your device.

    Or Dial »

    *894*Amount*AccountNumber# to Transfer Money (To any bank in Nigeria)

    *894*Amount# to Buy Airtime (Self) 

    *894*Amount*PhoneNumber# to Buy Airtime (Other lines)

    *894*00# Check Balance

    >>Wema Bank USSD Money Transfer Code
    For Wema Bank customers, to do a quick FUNDS TRANSFER, dial *322*035*NUBAN*AMOUNT#

    The Wema Quick Recharge Code should only be used with the phone number registered with the bank

    >>Diamond Bank USSD Money Transfer Code
    For Diamond Bank Y’ello account holders, to Transfer money to any bank Dial *710*777*ACCOUNT NO*AMOUNT*PIN#
    >>Ecobank USSD Money Transfer Code
    With Ecobank Mobile Banking you can do all your banking on your mobile phone. You can Make instant transfers, Check balances, Pay bills, Read mini-statements, Buy airtime.

    Dial *326# to get started

    >>Zenith Bank USSD Money Transfer Code
    Zenith Bank’s 966 Mobile Banking allows you to open an account, check balance, load airtime or transfer money to another account.

    To create a bank account simply dial *966*0# and follow the onscreen prompts.
    To check for balances on any of your accounts, all you need to do is simply dial; *966*00#
    To load airtime simply dial *966*Amount*Mobile Number# on your phone

    To transfer money to another account
    Dial *966*Amount*Account Number# (e.g. *966*1000*1234567890#) from the phone number you registered with Zenith Bank, then follow the on-screen prompts.

    >>First City Monument Bank (FCMB) USSD Money Transfer Code
    To use FCMB mobile banking service
    Dial *389*214#
    FCMB Welcome Message is displayed with the following options
    1.Activate with card
    2.Activate with Account
    3.Activate with Mwallet
    Choose option 2 by typing 2 and send
    Enter your account number
    Call Contact Centre on 01-2798800 or visit any FCMB branch to generate your PIN.
    Once you got your PIN Dial *389*214# on the phone and click on Security, Select Change PIN to enter your default PIN and enter your new four digits PIN when prompted

    Dial *389*214# for subsequent access to FCMB Mobile service

    >>Unity Bank USSD Money Transfer Code
    Unity Bank USSD mobile banking gives you secure and fast way to transfer funds to Unity bank accounts and to other bank accounts.

    Simply dial *389*215# to get started

    Remember, you can also use Quickteller to make money transfer to bank accounts in Nigeria with phone number or account number.

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